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Wyoming Car Insurance Information

Wyoming Insurance Information

Wyoming was originally inhabited by several different Native American tribes. They frequently traveled through there, returning during the warmer months. The land is a mix of plains, mountains, hills and bluffs. There are several natural springs and lakes in the mountains. It is also home to Yellowstone National Park. Originally the Oregon Trail went through part of the state. Wyoming officially received its name in 1865 and was named a United States territory in 1868. Settlers who came to Wyoming were ranchers. Unlike the neighboring states of Colorado and South Dakota, Wyoming was not a booming state for gold or other precious minerals. Today the land continues to be inhabited mostly by ranchers and some farmers. When considering what type of Wyoming car insurance to buy, there are a few relevant things that must be taken into consideration.

The first aspect is the weather. Most of the months in the year are cold, so snow and ice are a frequent factor affecting driving. Winter storms often come up quickly in both the mountains and the plains, making the weather patterns unpredictable. Being caught in a snowstorm is an event that nearly every resident will experience at some point. During inclement weather, it is possible to drive off the road when it is covered in snow. Many people hit signs, posts or damage their vehicle's front end on steep angles in ditches. During the spring, summer and fall, there are also quite a few species of wildlife, both large and small, that cross the road unexpectedly. Hitting a deer, gazelle, moose or sometimes even a bear in higher elevations is possible. There are not frequent hail storms in the summer, but having the extra protection is helpful,

as hail often leaves some cars nearly totaled when it does hit. To avoid these problems, it is necessary to purchase more than the minimum liability coverage for a Wyoming auto insurance policy. Our goal is to help you find the right insurance policy. There is no single policy that is best for everyone; each person has different needs, preferences and family status. We will provide you with a free Wyoming auto insurance quote, allowing you to explore your options. Simply select the area in which you live in our search tool and view the free Wyoming car insurance quote. We also provide you with all the assistance and legal information you need to make the best decision. Don't drive without insurance; the risk far outweighs the peace of mind you can enjoy with a good auto insurance policy.

Wyoming Population Data At-a-Glance

568,158 total population
36 average citizen age
100 males per 100 females
0 number of cities with > 100,000 residents
Cheyenne largest city in the state

Vital Wyoming Insurance Facts

If you are searching for important Wyoming insurance facts and trends then we have made it very straightforward for you! Feel free to compare and contrast the information to the other states to see where Wyoming ranks.

Average Annual Wyoming Insurance Premium Payment


About $97.33/Month. Wyoming ranks as the 34th most expensive state for car insurance in the United States

Is This an At-Fault or No-Fault State?


State Minimum Coverage Requirement


Injury Liability Per Person / Injury Liability Per Accident / Property Damage
*Units in Thousands of Dollars

Estimated Uninsured Population (%)


Or About 56,816 Uninsured Drivers in the State of Wyoming

WY Licensing Rules & Regulations

In our attempts to create the most complete online car insurance resource available, we have included useful information relevant to each state in the Union. Explore Wyoming licensing rules and laws to ensure you are in agreement. Expect to save money over the course of your insurance policy in addition to protecting yourself in the interim!

Learner's Permit

15 Years

Unrestricted License

16.5 Years

Renewal Frequency

4 Years

Safety Requirements, Handheld Devices in Wyoming

Are you required to wear a seatbelt in Wyoming? Are your passengers? Find critical information about WY's state-regulated safety requirements and regulations. Please keep in mind that certain localities may have rules that are more binding than state rules.

Seatbelt Offenses


Motorcycle Helmets

17 and Under

Handhelds Banned?


Text-Messaging Banned?


Wyoming Impaired Driving Laws

Driving while under the influence of drugs or alcohol is a serious offense in Wyoming. If you are apprehended, you will most likely be penalized with large fines and a probable jail sentence. Arrange a taxicab, rely on a trusted designated driver, or use public transit to get you home safely.

Under 21 Limit


Individual Limit


Extreme Limit


Financial Penalty Estimate


Minimum License Suspension

90 Days

Maximum Jail Sentence

0 Days

SR-22 Required?


Open Container Law