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Deals On Auto Insurance In Tennessee

Tennessee Insurance Information

Tennessee is located in the southeastern section of the country and home to over 6.2 million people. Many recognize the state as a significant contributor to the rock 'n roll and blues genres of music. In fact, Elvis Presley's Graceland mansion located in Memphis averages over 600,000 visitors a year, second only to the White House. Music fans also flock to the Grand Ole Opry, an iconic weekly concert that showcases popular country music acts. The three most prominent industries in Tennessee are agriculture, manufacturing, and tourism. With so many opportunities for entertainment and excitement, it is no wonder Tennessee ranks at the top of many lists when it comes to desirable places to visit or live. Tennessee is an example of a state that is both innovative and inviting.

When spending any amount of time on the streets or freeway system in Tennessee, it is imperative to be fully insured in the event of an accident. Fortunately, you are in the right place! We have done the necessary research to offer you the best Tennessee car insurance resources available. If you want personal service, we have included a list of reputable Tennessee car insurance agents nearby. You can broaden your knowledge and make an informed decision after you read our articles and statistics about driving in Tennessee. Avoid the stress that comes from trying to find the best insurance and let us help you get started immediately. We have provided countless people with free Tennessee car insurance quotes, so why not make it one more?

Getting top quality Tennessee car insurance does not have to be exhausting. You owe it to yourself and your family to be fully covered in the unfortunate event of an auto accident. There are so many different types of policies to accommodate any lifestyle or budget. It is quick, easy, and affordable to become insured. All you need to do is locate your city in the dropdown menu below, and you can find more details with a local slant. Once you begin the simple process, we can assist you at any point. Feel free to give us a call using the number listed at the top of the page. You will experience our industry leading customer service throughout the entire process. So don't wait any longer to get your free Tennessee auto insurance quote!

Tennessee Population Data At-a-Glance

6,403,353 total population
38 average citizen age
95 males per 100 females
6 number of cities with > 100,000 residents
Memphis largest city in the state

Vital Tennessee Insurance Facts

While driving in Tennessee, it is vital to have a solid grip on the rules of the road. You can prevent the headaches of attempting to grasp different standards. Moreover, you can notice how your car insurance premium ranks against different states.

Average Annual Tennessee Insurance Premium Payment


About $80.58/Month. Tennessee ranks as the 48th most expensive state for car insurance in the United States

Is This an At-Fault or No-Fault State?


State Minimum Coverage Requirement


Injury Liability Per Person / Injury Liability Per Accident / Property Damage
*Units in Thousands of Dollars

Estimated Uninsured Population (%)


Or About 1,536,805 Uninsured Drivers in the State of Tennessee

TN Licensing Rules & Regulations

Odds are, you do not like dwindling any more time at the driver service center than you need to. We have made it simple for you to keep on top of licensing renewal dates and standards, no matter if you live in Jackson or Franklin.

Learner's Permit

15 Years

Unrestricted License

17 Years

Renewal Frequency

5 Years

Safety Requirements, Handheld Devices in Tennessee

If you realize you are texting and driving, be ready to bear the consequences. Additionally, be sure to understand the precise safety standards for helmet usage and seatbelt usage on motorcycles and bicycles. Individual communities such as Murfreesboro or Franklin can also adopt additional requirements. This is truly advice that can save you cash!

Seatbelt Offenses


Motorcycle Helmets

All Ages

Handhelds Banned?


Text-Messaging Banned?


Tennessee Impaired Driving Laws

If you drive impaired, you can expect to be penalized harshly if apprehended. Every state has varying fines and imprisonment lengths, but all of them have accepted the .08 BAC level as the legal limit. Please be confidently sure you are not risking receiving a DUI charge.

Under 21 Limit


Individual Limit


Extreme Limit


Financial Penalty Estimate


Minimum License Suspension

12 Days

Maximum Jail Sentence

365 Days

SR-22 Required?


Open Container Law