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Oregon Auto Insurance - Find OR Car Insurance At A Great Price

Oregon Insurance Information

Oregon is a state located in the middle of the Pacific Northwest between California and Washington State. It is well-known for its produce, its timber products, its NBA basketball team, its coffee houses and for its lovely beaches. Oregon's modern history can trace its roots back to the late 1700s when British explorers traveled through the area in search of the Northwest Passage. Oregon's ties to American history began when the Oregon Trail was established in the 1840s. Since that time, Oregon's history has been shaped by things such as the introduction of the Transcontinental Railroad and the Bonneville Dam. Oregon has also diversified its economy in recent years by becoming a regional leader in the manufacturing and data technology industries. In addition, Oregonians also enjoy a wide range of outdoor activities, Pac-10 sports and an annual Pioneer Family Festival held in Oregon City.

Oregonians also have access to very good Oregon car insurance policies which protect residents against the hazards of driving in Oregon. For example, there are several Oregon auto insurance policies which offer collision and property damage coverage. There are also several Oregon car insurance policies which offer motorists comprehensive coverage for damage caused by natural disasters, man made fires and uninsured drivers. In addition, Oregonians can also purchase Oregon auto insurance policies for high-profile vehicles and for newly licensed drivers. Oregon residents can save money on these and other Oregon auto insurance policies by comparing Oregon auto insurance quotes obtained from is an online car insurance information portal that provides information about Oregon car insurance policies.

Users can obtain Oregon car insurance quotes from our website by filling out an information form that asks users simple questions about their driving habits and vehicles. This process is so easy to use that users can save time and money by comparing just a few Oregon auto insurance quotes on our website. This is true because we consistently update our pricing information to update changes in the Oregon auto insurance to reflect current market conditions. As a result, you can trust to deliver accurate Oregon car insurance quotes for a wide variety of Oregon auto insurance policies. To see for yourself, please request your free Oregon car insurance quotes today by clicking on the button you see on the top of the page.

Oregon Population Data At-a-Glance

3,871,859 total population
38 average citizen age
98 males per 100 females
4 number of cities with > 100,000 residents
Portland largest city in the state

Vital Oregon Insurance Facts

When operating a vehicle in the Beaver State, it is important to understand the laws that govern the land, no matter if you live in a big city such as Portland or a smaller community like Pendleton. We have made it exceedingly easy to contrast and compare Oregonian insurance statistics with other regions. You can compare state averages to see how the expense of your car insurance policies measure against other drivers. Provided that your premium costs additional money, why not scrutinize your new potential rates to see the amount of cash you can save?

Average Annual Oregon Insurance Premium Payment


About $102.17/Month. Oregon ranks as the 26th most expensive state for car insurance in the United States

Is This an At-Fault or No-Fault State?


State Minimum Coverage Requirement


Injury Liability Per Person / Injury Liability Per Accident / Property Damage
*Units in Thousands of Dollars

Estimated Uninsured Population (%)


Or About 387,186 Uninsured Drivers in the State of Oregon

OR Licensing Rules & Regulations

It is profoundly critical to comply with the licensing rules and regulations in Oregon to prevent confrontations with local law enforcement. Make certain your driver license and registration is up-to-date at all times. Make clear that you are conscious of the licensing requirements based on age if you are a younger driver or know someone who could be. Did you know that the same traffic rules and regulations apply to bicyclists as they apply to motor vehicle operators? Even if you plan on commuting by bicycle, make certain that you are meeting all the requirements in your locality.

Learner's Permit

15 Years

Unrestricted License

17 Years

Renewal Frequency

8 Years

Safety Requirements, Handheld Devices in Oregon

Every time you use a cell phone or other type of handheld device while operating a vehicle in the Beaver State, you are risking potential reparations. Use good judgment while driving to prevent getting penalized. Strive to remember to wear your seatbelt at all times while in a vehicle and keep in mind that local communities such as Lake Oswego may have their own additional codes regarding safety rules.

Seatbelt Offenses


Motorcycle Helmets

All Ages

Handhelds Banned?


Text-Messaging Banned?


Oregon Impaired Driving Laws

Driving while under the influence of alcohol or drugs is a dangerous offense in Oregon. If you are apprehended, you will most likely be disciplined with hefty fines and a possible jail sentence. To continue to be safe and sound, arrange a cab, rely on a trusted designated driver, or use public transit to get you home.

Under 21 Limit


Individual Limit


Extreme Limit


Financial Penalty Estimate


Minimum License Suspension

90 Days

Maximum Jail Sentence

2 Days

SR-22 Required?


Open Container Law