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Find The Best Car Insurance Rates New Mexico Has To Offer

New Mexico Insurance Information

New Mexico is a part of the Four Corners Area near the Southwestern United States. New Mexico's history has been influenced by the indigenous and European peoples who have lived there. New Mexico's written history can be traced back to at least the 1540s when Spanish explorers first recorded their adventures through the area. New Mexico's role in United States history began soon after the Mexican-American War when the area was annexed by the United States. Its role further expanded after New Mexico became the 47th state in the Union in 1912. Since then, New Mexico has become a national leader in atomic research and military preparedness. In addition, New Mexicans enjoy a laid-back lifestyle that has drawn many tourists to Albuquerque, Santa Fe and Taos. This laid-back lifestyle includes walks along Albuquerque's Nob Hill, shopping in the Santa Fe Plaza area and skiing at Taos Ski Valley.

New Mexicans also have a wide variety of New Mexico auto insurance products to consider. For example, some New Mexico car insurance underwriters sell basic coverage policies which help New Mexicans comply with local auto insurance laws. In addition, New Mexico auto insurance underwriters also sell a variety of causality coverage policies, uninsured motorist's policies, several comprehensive coverage policies and a wide variety of auto insurance policies for older drivers. With so many New Mexico car insurance policies to choose from, it can be difficult for New Mexicans to choose a high-quality New Mexico car insurance policy. One way to solve this problem is to obtain free New Mexico auto insurance quotes from is an Internet auto insurance resource center which helps consumers compare prices on auto insurance policies from leading underwriters.

New Mexicans looking for New Mexico car insurance policies can use our website to find accurate pricing information that can help them save money on the car insurance they need to confidently drive around New Mexico's roads. The best part about searching New Mexico car insurance quotes on is that we have taken all of the guesswork out of purchasing New Mexico car insurance. This is true because we consistently work with leading New Mexico New Mexico auto insurance agencies to provide accurate New Mexico auto insurance pricing information that is based on real time market conditions. As a result, New Mexicans can feel confident that the New Mexico auto insurance quotes they receive from will save them money on high-quality New Mexico car insurance. For more information about our services, please push the button you see above for more information.

New Mexico Population Data At-a-Glance

2,082,224 total population
36 average citizen age
96 males per 100 females
1 number of cities with > 100,000 residents
Albuquerque largest city in the state

Vital New Mexico Insurance Facts

It is very important to have a strong understanding of your state insurance regulations and information. This ultimately makes it easier to manage and customize your policy. Make driving fun again by guaranteeing you meet basic requirements such as the state minimum coverage and have any additional coverage needed for your particular situation.

Average Annual New Mexico Insurance Premium Payment


About $190.25/Month. New Mexico ranks as the 2nd most expensive state for car insurance in the United States

Is This an At-Fault or No-Fault State?


State Minimum Coverage Requirement


Injury Liability Per Person / Injury Liability Per Accident / Property Damage
*Units in Thousands of Dollars

Estimated Uninsured Population (%)


Or About 541,378 Uninsured Drivers in the State of New Mexico

NM Licensing Rules & Regulations

When it comes to licensing rules and regulations, every state in the Union is unique. Confirm you are complying with the laws to avoid paying fines or receiving other punishments. Infractions such as driving with an open alcoholic beverage in the cabin may bring serious consequences, although this depends on the state statutes.

Learner's Permit

15 Years

Unrestricted License

16.5 Years

Renewal Frequency

48 Years

Safety Requirements, Handheld Devices in New Mexico

Responsible policyholders should endeavor to adhere to all appropriate safety requirements. The rules and regulations concerning cellular phone usage and text-messaging usage while driving are different among individual states. Determine and commit to memory the laws of the area in which you are driving.

Seatbelt Offenses


Motorcycle Helmets

17 and Under

Handhelds Banned?


Text-Messaging Banned?


New Mexico Impaired Driving Laws

Impaired driving laws may change dramatically between each state. Although it is invariably critical to not drink and drive, having knowledge of the impaired driving limits in your state could help you determine whether you are fit to operate an automobile.

Under 21 Limit


Individual Limit


Extreme Limit


Financial Penalty Estimate


Minimum License Suspension

90 Days

Maximum Jail Sentence

90 Days

SR-22 Required?


Open Container Law