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Arkansas Auto Insurance Quotes

Arkansas Insurance Information

Arkansas has a rich history of exploration by Spain and France, who eventually became its first settlers in 1686. As the years passed, the state found itself a part of the Louisiana Purchase and almost two hundred years later joined the Confederate states in the Civil War. The state boasts a heritage that includes the Deep South cotton culture to towns that could fit in with the old Wild West. Tales abound of Native Americans and pioneers who took their part in the state's history to build a legacy still felt today. Arkansas has also participated in more recent events in our nation's history such as the oil boom and the diamond trade. It offers the popular Hot Springs for tourists, and the contribution of former President Bill Clinton. Arkansas employs a statewide highway safety program, run by the state's Highway Safety Office.

The program uses money from both state and federal highway safety funds as well as other resources in a fight against the loss of lives on state roads and highways. This office needs concerned drivers to do their part as well. The utilization of proper automobile insurance is one important part of Arkansas safety goals. By maintaining adequate insurance on your vehicle, you are helping with state safety records. Plus, you are ensuring that you are legally driving your car. On this page you can find all of the information you need to choose the right policy for the amount of coverage you want. Everything has already been prepared for you, including Arkansas insurance requirements as well as a list of prospective providers. Requesting car insurance quotes is easy with us.

If you know what kind of policy you're looking for, all you need to do is scroll down and select your location at the bottom of the page. We will give you the most competitive pricing specified for the policy you choose. Our quotes for Arkansas car insurance are provided to you free of charge, plus there is no further commitment required from you. Car insurance pricing with no strings attached is our way of adding value to a site already rich with great offerings. You are free to save the quotes you get from us for further review later on. If you want to contact us to discuss pricing or with any other questions, please call the toll-free number at the top of the page. Our staff is ready to help you with any Arkansas car insurance questions. You can rest assured we have the perfect policy waiting for you.

Arkansas Population Data At-a-Glance

2,937,979 total population
37 average citizen age
96 males per 100 females
1 number of cities with > 100,000 residents
Little Rock largest city in the state

Vital Arkansas Insurance Facts

Car Insurance Rates has made it simple for you to browse the insurance stats of Arkansas. Knowing how to avoid breaking the law while driving will give you peace of mind at all times on the road.

Average Annual Arkansas Insurance Premium Payment


About $104.17/Month. Arkansas ranks as the 24th most expensive state for car insurance in the United States

Is This an At-Fault or No-Fault State?


State Minimum Coverage Requirement


Injury Liability Per Person / Injury Liability Per Accident / Property Damage
*Units in Thousands of Dollars

Estimated Uninsured Population (%)


Or About 470,077 Uninsured Drivers in the State of Arkansas

AR Licensing Rules & Regulations

In the same way you remember important dates and milestones, it is important to comprehend the licensing rules and regulations of Arkansas. For example, forgetting to renew your driver license will result in steep fines and penalties.

Learner's Permit

15.5 Years

Unrestricted License

18 Years

Renewal Frequency

4 Years

Safety Requirements, Handheld Devices in Arkansas

Keeping both hands on the steering wheel and both eyes on the road is becoming a foreign concept to most drivers. View the safety requirements in Arkansas to ensure you understand the rules and regulations of Arkansas.

Seatbelt Offenses


Motorcycle Helmets

20 and Under

Handhelds Banned?


Text-Messaging Banned?


Arkansas Impaired Driving Laws

Driving under the influence is a serious thing in every state. We have included the basic statistics of Arkansas DUI laws and standards to make it easy for you to determine the safest course of action when choosing to drink.

Under 21 Limit


Individual Limit


Extreme Limit


Financial Penalty Estimate


Minimum License Suspension

120 Days

Maximum Jail Sentence

365 Days

SR-22 Required?


Open Container Law