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Alaska Car Insurance - Low Rates on AK Auto Insurance

Alaska Insurance Information

Alaska is the United States' largest state in the aspect of ground area. It is the only state that is separated from the United States by another country. At one time thousands of years ago, Alaska was connected to Russia through a small land channel in the Bering Sea. In 1867, Alaska was bought from the Russian Empire for $7.2 million dollars. In 1912, it became a territory officially. Later in 1959, just before Hawaii became a state, Alaska was officially named the 49th state in the USA. The name "Alaska" comes from the Aleut word "alaxsxaq," which means "the main land." Most of Alaska's residents live in Anchorage. The state's population is 698,473 today. This state is also known as the coldest state because of its position being so close to the North Pole. Most of the months are cold and temperatures in the height of winter can reach well below -25.

It is said that throwing a cup of boiling water into the air will result in it freezing before it hits the ground on many typical Alaskan winter days. Because Alaska is so cold and sees such extreme snow for most of the year, having a good insurance provider is important. Cars often break down because the temperatures become so cold. There are also hundreds of car accidents each month due to snow. Many people find themselves caught in a wild snowstorm at least once and wind up driving off the road into a ditch. When a snowstorm is in full power, a towing company will often charge even more than usual to come to the rescue. Avoid these hassles by using our search guide. We make finding an Alaska auto insurance quote quick, easy and free.

One common type of auto accident that occurs in Alaska is rear-ending. In many cases, the driver at fault slid on packed snow or ice and did not intend to hit the other person's vehicle. Not carrying insurance in such a situation could wind up costing hundreds of thousands of dollars in medical and vehicle expenses paid to the injured party. Nothing pleases us more than to know our readers are finding the right insurance with our free Alaska car insurance quote. Simply select the area where you live to view the different insurance providers. There is no reason to pay too much for auto insurance again. Our simple tool does the work for you; we search out the best deal for what you want and offer it to you in a few simple clicks.

Alaska Population Data At-a-Glance

722,718 total population
33 average citizen age
103 males per 100 females
1 number of cities with > 100,000 residents
Anchorage largest city in the state

Vital Alaska Insurance Facts

If you are looking for important Alaska insurance facts, we have made it easy for you! You can compare and contrast the information to other states to see where the state ranks.

Average Annual Alaska Insurance Premium Payment


About $123.08/Month. Alaska ranks as the 15th most expensive state for car insurance in the United States

Is This an At-Fault or No-Fault State?


State Minimum Coverage Requirement


Injury Liability Per Person / Injury Liability Per Accident / Property Damage
*Units in Thousands of Dollars

Estimated Uninsured Population (%)


Or About 93,953 Uninsured Drivers in the State of Alaska

AK Licensing Rules & Regulations

It is important to know the laws of the land when driving in a specific state. We have laid out the fundamental licensing rules and regulations in Alaska to make it easier for you to rest assured that you are compliant.

Learner's Permit

14 Years

Unrestricted License

16.5 Years

Renewal Frequency

5 Years

Safety Requirements, Handheld Devices in Alaska

Handheld devices are increasingly posing a risk to drivers and passengers on the roads. Alaska is no different. Be sure to adhere to the safety laws in order to reduce financial penalties.

Seatbelt Offenses


Motorcycle Helmets

17 and Under

Handhelds Banned?


Text-Messaging Banned?


Alaska Impaired Driving Laws

If you drive impaired, chances are you will be caught sooner or later. We have provided a list of penalties and fines for being caught driving impaired in The Last Frontier. Be sure you are conscious of the methods put in place to reduce your chances of being caught.

Under 21 Limit


Individual Limit


Extreme Limit


Financial Penalty Estimate


Minimum License Suspension

90 Days

Maximum Jail Sentence

365 Days

SR-22 Required?


Open Container Law