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Auto Insurance For Less In West Virginia

West Virginia is located in the eastern region of the United States, and is nicknamed the "Mountain State." Charleston is the state capital and largest city in West Virginia, followed by Huntington and Parkersburg. Famous for logging and coal mining, West Virginia features an extremely diverse landscape that is inviting to outdoor enthusiasts. Many head to West Virginia to explore the multitude of hunting and fishing areas scattered throughout the state. Additionally, the state claims to have one of the most densely karstic geographies in the country, making it a playground for fans of caving as well as researchers. Those visitors who prefer not brave the elements can be pampered at one of the many lavish area resorts.

Beautiful, natural states like West Virginia are wonderful places to escape to. When traveling, it is vital to be protected at all times. You can't afford not to! With medical bills and legal costs continuing to skyrocket, purchasing quality West Virginia car insurance should be a top priority. Fortunately, you have found the easiest way to get protected. We have included many articles and statistics to demonstrate the importance of being fully insured on the road. We have also included contact information for the most reputable car insurance agents in West Virginia should you require personalized assistance. Getting top quality West Virginia car insurance should not be stressful, so we invite you to get started today.

You owe it to yourself and your family to be fully covered in the unfortunate event of an auto accident. To get your free West Virginia auto insurance quote, start by choosing your state in the dropdown box located above. We will then walk you through the entire process, and are happy to answer any questions you have. Our streamlined process allows you to compare quotes from the top insurance agencies in the nation. There are many different types of policies to accommodate any lifestyle or budget. It is quick, easy, and affordable to become insured. Don't wait any longer to experience the peace of mind that comes from owning quality West Virginia auto insurance!

If you are paying more than $76.73/mo.
you may want to consider your options.
Click below to get a free quote.

West Virginia Auto Insurance Statistics

 
 
 

West Virginia Motor Vehicle Crashes

Statewide Economic Loss Due to Motor Vehicle Crashes

$3,710,089,400



*Statistics obtained from NHTSA and WVDOT

Crashes in West Virginia 2005

49,987

West Virginia Motor Vehicle Theft

Theft Rate in West Virginia

134min 50sec



*Statistics obtained from the FBI

Theft Instances in 2002

3,898

Average West Virginia Payments

Average Insurance Payment

$76.73/mo



*Statistics obtained from the National Association of Insurance Commissioners

National Rank

36

Crashes in West Virginia By Month

January

4669

February

4434

March

3574

April

3434

May

4134

June

3854

July

4174

August

4234

September

3949

October

4569

November

4394

December

4569

West Virginia Auto Insurance Requirements

West Virginia actively enforces laws which require you to prove that you meet the minimum liability limits for auto insurance coverage. Therefore, you are responsible for carrying proof of insurance in your vehicle whenever you operate it. West Virginia state law currently requires minimum bodily liability limits of $20,000 per injured person up to a total of $40,000 per accident, and minimum property damage liability limit of $10,000. This is commonly described as 20/40/10 coverage. We recommend that you choose a higher amount of liability coverage as well as comprehensive and collision insurance to better protect yourself in the event of a traffic accident. The higher level of coverage you own, the less there is to worry about.

While it might not be pleasant, considering the worst case scenario is a useful way to choose a sufficient amount of coverage in your West Virginia auto insurance policy. If you cause an accident and your liability limits are less than what it takes to compensate the other driver, you may face a lawsuit to cover the difference. This is why it is crucial to examine your financial situation and make sure you are protected in the event of an accident. Even if you are not at fault in the accident, you are required to prove that you meet the minimum requirements; therefore you should make sure you are in possession of adequate coverage.

Those who fail to meet the standards put in place by the West Virginia lawmakers can face significant fines, driver license suspension, and/or vehicle impoundment. This makes choosing the right West Virginia auto insurance plan crucial. Many experts in the industry recommend that you possess at least 100/300/100 liability coverage to ensure you are adequately protected in the event of an accident. We have made it really easy to get a free West Virginia auto insurance quote! If you have any questions, feel free to call us at the number located at the top of the page.

West Virginia Auto Insurance by City

Select your county to begin your search

Cabell County

Kanawha County

Monongalia County

Wayne County

Wood County