Washington Auto Insurance - Get WA Car Insurance Coverage For Less

Lush and green with clear, breathable air due to its gloriously rainy and windy weather, Washington is known as the Evergreen State. Almost 60 percent of Washington's residents live in Seattle and the surrounding metropolitan area. Those traveling or residing east of the Cascade Mountain Range experience a drier semi-arid climate. Washington became the forty-second state in 1889 and is the only state named after a US president. Business within the state has been largely shaped by the aircraft sector (Boeing), computer software (Microsoft, Amazon.com, Nintendo), telecommunications (T-Mobile), electronics, biotech, aluminum, lumber, mining, beverages (Starbucks), retail (Nordstrom, Costco), and travel tourism (Alaska Airlines, Expedia). The state also boasts a significant hydroelectric power industry. The downside to the fresh green climate of Washington State is slick roads, fog and dangerous driving conditions at times. Washington drivers know or quickly find out the necessity of good car insurance to protect them in the event of an accident.

The state of Washington takes auto insurance very seriously and if you are caught driving without insurance, you will be subject to a large fine and possible other consequences. This is just another reason to be sure to get auto insurance covering all your vehicles and every driving member of your family. If you have never had auto insurance coverage before and are a new driver, you will find lots of excellent information below to help you get affordable rate quotes as a first-time buyer. If you are new to Washington, use our research tools below for information and to locate a local insurer to take care of all your unique insurance needs. If you have a WA auto insurance policy already, but would like to shop around, that's an excellent idea. Insurers use different formulas to determine rates, so getting multiple auto insurance quotes (conveniently all in one place for you to compare) on our easy-to-use website is a wonderful time saver. Just fill in a few facts about yourself and your car and hit the send button. You will receive several competitive Washington car insurance quotes to choose from.

To help demystify the Washington State car insurance process, we've gathered extensive research on Washington insurance rates for you below. If you like, you can use our research to help you decide on a policy that is right for you. Then just use our handy form to get multiple Washington auto insurance quotes to compare. Should your search become confusing with all the variables involved in car insurance rates and types, never fear, you can save all your quotes and get back to them later. If you have questions or need guidance, our dedicated customer service folks are here to help you. Just call the toll-free phone number located at the top of the page and discuss your insurance needs with one of our highly-trained Washington car insurance specialists. With a complicated purchase like auto insurance, it's great to have research you can depend on and options to consider. And we all know the best way to save money is to shop around, but that can take time, right? Not on this site! We'll help you find and sort through the forest of information so that you can choose your perfect local Washington auto insurance policy, quickly and easily.

Unlike Washington D.C. Washington state is not home to five million people crammed onto three major highways; however, auto insurance is no less important. Washington requires that all of its drivers purchase at least a minimum liability policy for their vehicle. Liability will pay for the damages suffered by the other driver and their passengers in the event that the insured is responsible for an accident, and minimum levels of coverage are twenty five thousand dollars for medical expenses for a single occupant, fifty thousand dollars for the combined medical expenses of all of the occupants of the vehicle and ten thousand dollars for any property damage resulting from the accident, including repairs to the victim's vehicle.

As medical expenses and repair costs can quickly rise above these limits, and the insured will be held liable for the excess, it is strongly recommended that when purchasing liability insurance the consumer choose a level that is greater than the minimum. In addition, it is strongly suggested that every driver purchase comprehensive coverage for their vehicle (if a vehicle has been purchased with an auto loan this will probably be required). WA Comprehensive coverage will pay for damages to the vehicle following an accident the insured was responsible for, and should the cost of repairing the damages exceed the Blue Book value of the vehicle the car will be totaled and the owner awarded the full cash value of the car.

With every state having a different policy on insurance requirements it is very important that all drivers purchase an WA uninsured motorist policy; this is not required by the state, however. Uninsured motorist coverage will pay for damages to body and vehicle of those persons unlucky enough to be involved in an accident with a driver who does not possess liability; it also helps those who are the unfortunate victims of a hit and run.