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Find Discounts On Auto Insurance In Virginia

Virginia is located on the east coast of the United States, nicknamed "The Mother of Presidents." This distinction references the fact that eight US Presidents originated from the state. Approximately sixty-five percent of Virginia land consists of dense, woody forests. Adding to the scenic value are many magnificent mountain ranges speckled with massive evergreen trees. Fairfax is the most populated county in the state, with over one million residents. The county is also home to the popular Tysons Corner, a business and shopping district. Virginia's economy is largely supported by general business, agriculture, and government employment. The state also features a healthy tourism sector as many flock to beautiful spots like Virginia Beach.

When spending any amount of time in Virginia, it is important to be protected on the roads. We have included in-depth articles and eye-opening statistics concerning Virginia car insurance. Are you unsure about where to begin? We have provided countless free Virginia car insurance quotes to satisfied customers, and we invite you to get yours. Simply begin by using the form located at the top of the page, and you will witness how easy the entire process is. Within minutes you will have a customized, free Virginia auto insurance rate quote delivered to you. Should you require assistance, feel free to call our convenient toll free number listed above at any time!

We have established a personalized approach to buying quality Virginia car insurance for your convenience. Simply choose your county in the dropdown menu below, and then pick your city. From there, you can browse our list of reputable Virginia car insurance agents should you need further assistance. Furthermore, we have studied traffic trends in Virginia and have published a startling collection of statistics that showcase the importance of being protection. Don't let the stress of everyday life get in the way of protecting you and your family in the unfortunate event of an accident. Thank you for choosing carinsurancerates.com for your entire Virginia car insurance needs!

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Virginia Auto Insurance Statistics

 
 
 

Virginia Motor Vehicle Crashes

Statewide Economic Loss Due to Motor Vehicle Crashes

$3,848,700,000



*Statistics obtained from NHTSA

Crashes in Virginia 2008

135,282

Virginia Motor Vehicle Theft

Theft Rate in Virginia

28min 27sec



*Statistics obtained from the FBI

Theft Instances in 2002

18,478

Average Virginia Payments

Average Insurance Payment

$59.40/mo



*Statistics obtained from the National Association of Insurance Commissioners

National Rank

8

Crashes in Virginia By Month

January

10,782

February

10,453

March

10,698

April

11,178

May

11,562

June

10,842

July

10,675

August

10,683

September

10,548

October

12,724

November

12,834

December

12,303

Virginia Auto Insurance Requirements

Virginia law requires you to show that you meet the minimum liability limits for auto insurance coverage. Consequently, you must always carry proof of insurance in your vehicle when driving. Virginia state law currently requires minimum bodily liability limits of $25,000 per injured person up to a total of $50,000 per accident, and minimum property damage liability limit of $20,000. This is frequently written as 25/50/20 coverage. We suggest you elect a higher amount of level of liability coverage in addition to comprehensive and collision insurance. This offers you better protection in the unfortunate event of an accident.

The higher level of coverage you own, the less there is to worry about. Industry experts recommend that you possess at least 100/300/100 liability coverage to guarantee you are better protected in the event of an accident. This is well worth the upfront investment. Considering the worst case scenario is an effective way to choose an adequate level of coverage included in your Virginia auto insurance policy. If you are the responsible party in an accident and your liability limit is less than what it takes to compensate the other driver, you may face a lawsuit to satisfy the difference. This is an example of why it is critical to examine your entire financial picture and make sure you are protected in the unfortunate event of an accident.

Those drivers who neglect to meet the standards put in place by Virginia lawmakers are subject to significant fines, driver license suspension, and/or vehicle impoundment. This makes choosing the right Virginia auto insurance policy crucial. We want to help you find the product that best fits your lifestyle, so feel free to give us a call at the number listed above if you have any questions. We offer competitive Virginia car insurance quotes to meet your needs and keep you legal! Feel free to check out other articles and statistics aimed at helping you make an educated decision. Don't wait any longer; get your free Virginia auto insurance rate quote now!

Virginia Auto Insurance by City

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Chesapeake City County

Chesterfield County

Henrico County

Newport News City County

Norfolk City County

Richmond City County

Virginia Beach City County