Car Insurance Quotes - Get Free Car Insurance Quotes Online for Your Auto

To begin a quote choose the type of insurance quote you would like from the drop down above. You will be taken to our quote system that will process your car insurance quote in about 3 minutes.

The CarInsuranceRates.com quote system is designed to connect you to local insurance agents nationwide. Our system to take your information, match you to local agents in your area, and provide you with competing car insurance quotes from these agencies.

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Our Guide to Getting Car Insurance Quotes Online

There are many reasons to obtain car insurance quotes. One reason is to shop around for competitive rates and make certain you aren’t paying too much for car insurance. Another reason is to determine how much it will cost to insure a new car or truck. Or, maybe you need to add a teenage driver or insure a second or third vehicle.

Whatever your needs are for obtaining a car insurance quote, chances are good you can find everything you need online. Nearly every major insurance company in the world offers a website where you can obtain a free quote.

The process of receiving a car insurance quote online is relatively simple and typically takes less than five minutes to complete. Generally, you will start by entering your zip code. One of the factors in determining the cost of your car insurance premium is based on where you live.

Next, you will enter a bit of personal information such as your email address, date of birth, type of residence (home, apartment), whether you rent or own, and if you are currently insured.

Additionally, you may be required to provide basic information about your current insurance policy. Oftentimes this includes providing the name of your insurance company; how long you have been insured; and bodily injury liability limits.

You won’t be able to receive an accurate quote unless you provide personal information such as your social security number, gender, marital status, occupation, and driving history. The insurance company will want to know if you have been involved in any accidents or had any moving violations. Obviously, the better driving record you maintain, the lower your car insurance rates will be.

The insurance company will also want to know information about the vehicle you plan to insure. They will ask you for the make, model, year, mileage and VIN number. The VIN number can be found on the dash. It is a small metal plate with 17 characters engraved on it. These characters consist of both letters and numbers and are used to identify the car in case it is stolen, or if there is a manufacturer’s recall.

The VIN number is one of the most important elements of any vehicle. It stays with the vehicle throughout its life — from the factory to the junk yard. You can learn valuable information about your car by conducting a search on the VIN number. This is particularly important when you are purchasing a vehicle, as it allows you to see if the car has been involved in multiple accidents or other activities, such as plunging into a body of water.

Last, but not least, you’ll be asked to select the types of coverage you want, as well as the amount of deductible you desire. In order to keep your car insurance premium at a lower rate, choose a higher deductible whenever possible. Many people choose a $500 deductible. However, by choosing a $1500 deductible, you can save up to 20 percent off your annual premium.

Some Internet based companies will provide you with quotes from multiple insurance companies. This allows you to determine which company best suits your needs and provides you with the appropriate coverage to suit your needs.

It’s always best to obtain at least three car insurance quotes before making your final decision. It’s advised to speak directly to an agent to ensure you are obtaining proper coverage and are in compliance with your state’s insurance requirements.

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