Your Ohio Car and Auto Insurance Leader
Ohio has a wonderfully rich history, including strong ties to several Native American tribes. In fact, "Ohio" is the Anglicized version of the Iroquois word "ohi-yo"," which means "great river." The Native American phrase is an apt descriptor of the Ohio River, which is one mile wide at its broadest point. The river is widely admired-Thomas Jefferson once wrote that the Ohio is the "most beautiful river on Earth." While Ohio is the sixteenth-smallest state in the country, it is the seventh-most populous, with 11.5 million residents. In the Buckeye state's largest cities, such as Columbus, Cleveland, and Cincinnati, traffic congestion is a common problem due to the number of drivers on the roads. For this reason, a solid Ohio car insurance policy is particularly important to have.
Aside from the protection against the everyday perils drivers face on the roads, an auto insurance policy is also essential to drive legally in the state of Ohio. If you are in need of an Ohio auto insurance policy or currently have coverage but are considering switching providers, this page is dedicated to you. Nowhere else on the Internet will you find a more comprehensive and concise synopsis of everything you should know before purchasing Ohio car insurance. From car insurance laws to free Ohio auto insurance quotes, this page has it all. You can do your policy research and request Ohio car insurance quotes without having to use any other sites. We have eliminated all the legwork of shopping for car insurance in Ohio, enabling you to find a policy in a matter of minutes.
At the top of the page, you can select Ohio in the dropdown menu to begin the quote-retrieval process. Near the bottom of the page, you can also request more region-specific quotes by selecting your county or city from the dropdown menu. Our providers will show you the lowest Ohio car insurance rates available in your region. If you have questions, comments, or concerns as you request your complimentary Ohio car insurance quotes, don't hesitate to contact us using the toll-free number at the top of the page. We are here to help you find the best Ohio auto insurance rates possible, so get started now!
Ohio Population Data At-a-Glance
|39||average citizen age|
|95||males per 100 females|
|6||number of cities with > 100,000 residents|
|Columbus||largest city in the state|
Vital Ohio Insurance Facts
Analyzing the intricacies of car insurance in Ohio is indispensable for all drivers, from Columbus to Cuyahoga Falls. Scrutinize your premiums in relation to the national average to identify how The Buckeye State ranks in terms of cost.
Average Annual Ohio Insurance Premium Payment
About $83.25/Month. Ohio ranks as the 46th most expensive state for car insurance in the United States
Is This an At-Fault or No-Fault State?
State Minimum Coverage Requirement
Injury Liability Per Person / Injury Liability Per Accident / Property Damage
*Units in Thousands of Dollars
Estimated Uninsured Population (%)
Or About 1,847,192 Uninsured Drivers in the State of Ohio
OH Licensing Rules & Regulations
Each state is different when it comes to licensing regulations and rules. Make clear you are observing the laws of your locality to avoid fines or other disciplinary actions. Disregarding laws such as driving without insurance can result in steep fines and penalties.
Safety Requirements, Handheld Devices in Ohio
Safe driving is currently a contentious issue throughout most of the nation as handheld devices continue to become universal. Whether you are driving in Mansfield or Middleton, make sure you are aware of the laws related to cellular phones along with the everyday safety procedures.
17 and Under
Ohio Impaired Driving Laws
Impaired driving laws deviate markedly between every state in the Union. While it is crucial to not engage in drinking and driving, being acquainted with the state's DUI/DWI limits can help you make wise decisions before driving.
Under 21 Limit
Financial Penalty Estimate
Minimum License Suspension
Maximum Jail Sentence
Open Container Law