Texans Can Save Money and Get Peace of Mind

“Hey Mike!” Susan yelled from the dining room, “We just got a letter from the car insurance company! They cancelled our policy because you didn’t pay the bill! Now what are we going to do?” Mike couldn’t believe it. He knew he’d sent them a check. He grabbed the notice and called his auto insurance agent. She told him that he’d paid the first six months, but not the second. “Why don’t you people just charge me up-front or charge me by the month? It’s so hard to remember!” he exclaimed.

Not only did Mike and Susan have to pay to renew their car insurance, the found out that they’d have to pay a cancellation fee. On top of that, they had to pay a higher payment than they had six months ago, since the rates had gone up. On top of that, their rates were going to be higher from then on, because any time a customer has a lapse in coverage, they pay higher rates. “This is completely unfair!” Mike shouted. “Yeah,” said Susan, “And it’s completely your fault. Maybe I should pay the bills from now on.”

Uncomplicating Car Insurance

Mike decided that he’d had enough. He called around and found out that Farmer’s Insurance was now offering a yearly policy. Mike was very pleased. He’d only have to remember to pay the bill once a year, and his rates were locked in for the full year. No more rate hikes mid-year! And with the once-a-year payment, he could plan the household budget without any surprise fees or increases. He couldn’t wait to tell Susan that he’d solved their problem.

Farmer’s new yearly policy offers the same coverage packages as the six-month policies and saves customers time and money. Also, any customer who tries the plan can feel free to return to six-month payments at any time, if they decide that the the yearly payments aren’t right for them. This plan is available in Texas now, but Farmer’s plans to expand it to other states shortly. Farmer’s insurance also offers other types of car insurance as well and hopes to allow yearly plans on all types of their insurance.

Choosing the Right Coverage

If you think that yearly payments might save you some time and money, there’s a good way to find out - comparison shopping. Use carinsurancerates.com to look at many insurance companies and see which can save you the most money. You might discover that a six-month policy is worth it from a company who will charge you a lot less. Don’t forget that there are other factors besides price. Make sure that when you’re choosing a company, you consider the service that they’ll offer, and the different plans available. A low, low price might not be best for you, if you can’t get the service that you desire.

Don’t be like Mike and get buried in fines and fees, not to mention making Susan mad! Choose a company that’s right for you, and you’ll avoid all the stress and hopefully save time and money.