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Car Insurance in Missouri

Missouri Insurance Information

Missouri is a state located in the United States Midwestern region. Missouri is famous for its love of good food, for its sports teams, and for its interesting assortment of buildings. Missouri can trace its history back to early 11th century when migrating indigenous peoples first settled the area. Missouri's modern history can be traced back to the middle of the 18th century when the first European settlers establish forts near present-day St. Louis. The 19th and 20th centuries were also an important time in Missouri's history because the state's geographical location and diverse population were important factors during the Civil War and World War II. Missouri's diverse population can choose from a wide variety of Missouri car insurance policies which can help protect users against a wide variety of liabilities.

For example, some Missouri car insurance policies protect drivers against theft. Others protect drivers who are involved in an accident. These policies include causality coverage, property damage coverage and coverage for damages caused by uninsured motorists. This variety is important because Missouri state laws require residents to have enough auto insurance coverage that must be used to protect drivers in the event of an accident. This coverage has to include bodily injury coverage, sufficient accident coverage, property damage coverage and uninsured motorist coverage. Failure to maintain sufficient auto insurance coverage can result in fines and perhaps the loss of your driving privileges. Missouri residents can easily purchase the Missouri auto insurance they need to meet these state laws by requesting Missouri auto insurance quotes from It's easy to purchase an auto insurance policy from because we've taken all the guesswork out of purchasing Missouri car insurance.

This is the case because our advanced market research techniques allow us to help consumers find the absolutely lowest prices for high-quality Missouri auto insurance. Furthermore, our online search engine makes it easy to find several Missouri car insurance quotes from leading auto insurance underwriters. As a result, Missouri residents have several ways in which they can quickly find the best prices on comprehensive Missouri car insurance policies which can help them meet their state's strict auto insurance laws by asking for free Missouri car insurance quotes from So what are you waiting for? Please click on the button located at the top of the page to access our information form. Once you fill out the form, you will receive free, no-obligation Missouri car insurance quotes soon. If you have any questions, please call the toll-free number listed in the middle of the page for more details.

Missouri Population Data At-a-Glance

6,010,688 total population
38 average citizen age
94 males per 100 females
5 number of cities with > 100,000 residents
Kansas City largest city in the state

Vital Missouri Insurance Facts

Review basic facts and information about auto insurance in the state of Missouri. Is your monthly insurance premium higher or lower than average? Find out below.

Average Annual Missouri Insurance Premium Payment


About $96.67/Month. Missouri ranks as the 35th most expensive state for car insurance in the United States

Is This an At-Fault or No-Fault State?


State Minimum Coverage Requirement


Injury Liability Per Person / Injury Liability Per Accident / Property Damage
*Units in Thousands of Dollars

Estimated Uninsured Population (%)


Or About 1,682,993 Uninsured Drivers in the State of Missouri

MO Licensing Rules & Regulations

Rules for obtaining and renewing a driver license can vary widely depending on which state you are in. Find out the driver license requirements specific to the state of Missouri below.

Learner's Permit

15 Years

Unrestricted License

18 Years

Renewal Frequency

6 Years

Safety Requirements, Handheld Devices in Missouri

Driving is the most dangerous thing most of do throughout the course of the day. It is important to stay as safe as possible while operating a motor vehicle. Find out vehicle safety requirements in the state of Missouri below.

Seatbelt Offenses


Motorcycle Helmets

All Ages

Handhelds Banned?


Text-Messaging Banned?


Missouri Impaired Driving Laws

Missouri takes driving under the influence of drugs or alcohol very seriously, as most states do. If you are going to be drinking, always have a designated driver or call a cab to take you home. Review the info below to see specifics on Missouri impaired driving laws.

Under 21 Limit


Individual Limit


Extreme Limit


Financial Penalty Estimate


Minimum License Suspension

30 Days

Maximum Jail Sentence

180 Days

SR-22 Required?


Open Container Law