Louisiana Car Insurance Quotes For Free
Louisiana was discovered and named in 1682 by Robert Cavalier when he claimed the territory for the French King Louis XIV. The area was soon populated by Acadians (later called Cajuns) exiled from their territory in Europe which became hostile to them with the British takeover. They established small farms along the many bodies of water in the state. The rivers and bayous of the area initially drew planters due to the fertile soil, ideal for growing tobacco and indigo and later in the 1700s, cotton and sugar cane. Swampy areas became the home of fishermen and trappers' villages. The generous share of coastline soon established Louisiana as a trading center. The territory became part of the US in 1803 when President Thomas Jefferson purchased it from Napoleon. Statehood followed in 1812 when Louisiana became the 18th state. The state later became a major oil and natural gas producer as well as a central area for the refining of petroleum and the manufacture of petrochemical products.
Driving in Louisiana will take you through a varied landscape of fertile land and many bodies of water. The state is in the hurricane belt and most areas are vulnerable to these storms and flooding. This can lead to dangerous roads and driving conditions from time to time. Louisiana's populous cities and rural areas each have their challenges and charms, but no matter which part of the state you find yourself in, car insurance is a necessity. Basic liability coverage is required by law in Louisiana and anyone found driving without insurance can have their car impounded fairly quickly. Drivers in Louisiana have found that adding uninsured/underinsured motorist coverage and/or a good amount of comprehensive protection is often a good idea. To help you determine the best Louisiana auto insurance choice for your individual situation, take a look at the valuable information we've gathered below for your convenience.
You will find detailed research on Louisiana car insurance as well as important facts such as the state minimum requirements for auto insurance. From New Orleans to Baton Rouge and every locality in between, all drivers in the state need to be adequately insured. Once you have a basic idea of the type of policy you need, you can quickly and easily get a selection of Louisiana car insurance quotes from companies convenient to your location. These competitive offers will help ensure that you get the lowest price for the best insurance policy to your needs. Don't worry, there's no charge for these helpful Louisiana auto insurance quotes nor are you committed in any way to purchase insurance. If you like, just save all your quotes and take another look at them when time allows. It's easy to contact us by calling our toll-free phone number at the top of the page. Our knowledgeable, friendly customer service representatives are dedicated to helping you find the ideal Louisiana auto insurance policy for you and your vehicle.
Louisiana Population Data At-a-Glance
|35||average citizen age|
|92||males per 100 females|
|4||number of cities with > 100,000 residents|
|New Orleans||largest city in the state|
Vital Louisiana Insurance Facts
Drivers in Louisiana are encouraged to stay up-to-date on state insurance information. This will save an exorbitant amount of time and money. Whether you are looking for a new policy or want to adjust coverage types, we are confident you will find the following information useful.
Average Annual Louisiana Insurance Premium Payment
About $148.67/Month. Louisiana ranks as the 10th most expensive state for car insurance in the United States
Is This an At-Fault or No-Fault State?
State Minimum Coverage Requirement
Injury Liability Per Person / Injury Liability Per Accident / Property Damage
*Units in Thousands of Dollars
Estimated Uninsured Population (%)
Or About 594,729 Uninsured Drivers in the State of Louisiana
LA Licensing Rules & Regulations
Save yourself the hassles that come to those who neglect to follow the licensing rules and regulations enforced statewide. Browse the list of Louisiana driver license rules for more information.
Safety Requirements, Handheld Devices in Louisiana
Being safe on the road means you are attentive at all times. Handheld devices may be tempting to use while driving, but they can pose a threat to you and others on the road. Making the effort to obey safety requirements such as seatbelt laws will make your life easier.
Louisiana Impaired Driving Laws
Impaired driving is a threat to everybody on the roads. Most states are adopting stricter DUI laws, and Louisiana is no exception. Be sure to refrain from driving under the influence in order to protect yourself, your passengers and fellow motorists.
Under 21 Limit
Financial Penalty Estimate
Minimum License Suspension
Maximum Jail Sentence
Open Container Law