Kansas Auto Insurance - Your KS Car Insurance Authority
The word Kansas comes from a Sioux word meaning "south wind people." Kansas is the 18th largest state in the U.S., and has the 33rd largest population. The geographic center of the contiguous 48 states is in Smith County, Kansas, and the state is located halfway between the Pacific and Atlantic oceans. The state song, "Home on the Range", is illustrated by the nation's largest remaining stand of tallgrass prairie, which is in Kansas, and by the native buffalo which still roam parts of the state. Kansas is famous for its ever-changing weather and severe storms. The highest point in Kansas is Mt. Sunflower, whose summit is at 4,039 feet. The lowest point is along the Verdigris River, at a mere 480 feet.
Kansas towns and cities also vary greatly, from the small, isolated, communities of the western prairie stretches of the state, to the very urbanized Kansas portion of the Kansas City area. The unique nature of Kansas can make driving in the state challenging. Sudden weather changes with little warning, and severe weather, make driving difficult. In the urban parts of the state congested highways and heavy traffic pose problems. In western Kansas long, tiring, hours of driving are often required. Under these conditions having adequate Kansas car insurance is essential. Whether for protection against loss of property, high medical bills after an accident, or a threat against your financial assets, car insurance is vital. The capitol of Kansas is Topeka and the largest city is Wichita.
Naturally, you want to carry Kansas auto insurance that fits your particular needs, from the minimum that the laws of Kansas require, to full coverage. Nothing is as important as the feeling of security that comes from knowing that you are financially protected from the effects of auto accidents, so don't wait to make sure that you have the necessary insurance coverage. All the information you'll need to find that coverage is here on this page, from information about laws to location specific Kansas auto insurance quotes. The peace of mind that comes from being protected is priceless, so use these resources to get started by finding Kansas car insurance quotes today.
Kansas Population Data At-a-Glance
|36||average citizen age|
|98||males per 100 females|
|5||number of cities with > 100,000 residents|
|Wichita||largest city in the state|
Vital Kansas Insurance Facts
There are many different reasons to research the insurance facts associated with your locality. Not only can you save money by having a better understanding of the average policy costs, you can make decisions to better protect you and your loved ones.
Average Annual Kansas Insurance Premium Payment
About $78.33/Month. Kansas ranks as the 49th most expensive state for car insurance in the United States
Is This an At-Fault or No-Fault State?
State Minimum Coverage Requirement
Injury Liability Per Person / Injury Liability Per Accident / Property Damage
*Units in Thousands of Dollars
Estimated Uninsured Population (%)
Or About 287,124 Uninsured Drivers in the State of Kansas
KS Licensing Rules & Regulations
When driving in Kansas, you should have a strong understanding of the various licensing rules and regulations. We make it easy to stay updated on the latest licensing standards to ensure you are compliant. Car Insurance Rates encourages you to keep track of the renewal frequency of your license and any applicable restrictions.
Safety Requirements, Handheld Devices in Kansas
Kansas vehicle safety laws were established to protect drivers and passengers. Make sure you understand the specific laws and regulations concerning handheld devices and seatbelts. You can be certain you will save time and money by adhering to the current driving laws.
17 and Under
Kansas Impaired Driving Laws
Those who drink and drive are opening themselves up to staggering fines, possible jail time and other punishments. Do not put yourself in jeopardy when choosing to drink. Rely on a competent designated driver or call a cab to get home safe.
Under 21 Limit
Financial Penalty Estimate
Minimum License Suspension
Maximum Jail Sentence
Open Container Law