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California Insurance Information

California is the most populous state in the country, making the "Golden State" a unique and diverse force in the West Coast. It is not only the people that make the state diverse, but also the geographic makeup. California is home to the highest point (Mount Whitney) and the lowest point (Death Valley) in the United States. California is such a popular state to visit that the tourist board has divided the state into 12 unique tourism regions to offer unique opportunities that appeal to many. Perhaps the most popular region is Los Angeles County, home to the state's largest city (Los Angeles) as well as beautiful sightseeing opportunities such as the infamous Hollywood neighborhood. Excitement for the entire family can be found directly south in Orange County, home to the iconic Knott's Berry Farm and Disneyland amusement parks.

Not to be forgotten is the beautiful northern region of the state, featuring endless vineyards, pristine forests, and dramatic mountain ranges. Because California is such a diverse and plentiful state, it is no wonder over 35 million people call it home. With so many residents and tourists occupying the streets, it is vital to have quality California car insurance at all times. We have made it easy for you to obtain great coverage at an affordable rate, ensuring you are protected at all times. To further assist you, we have taken a local approach to offering you one of the best shopping experiences in the industry. All you need to do is choose your county in the dropdown box below, then click on your city to see the best local California auto insurance resources available.

These resources include staggering California car insurance statistics and listings of the most reputable California auto insurance agents in your area. Whether you are trying to locate the local department of motor vehicles or need personalized assistance, we at have you covered! As medical fees and court costs soar, it is crucial to have sufficient California car insurance at all times. Don't wait any longer to protect the most important assets in your life and experience the peace of mind in knowing you are covered. We want to make your shopping experience as streamlined and simple as possible, so if you have any questions, feel free to call us at the number located at the top of the page. With so many resources and such a high level of customer service, purchasing the best California car insurance has never been easier!

California Population Data At-a-Glance

37,691,912 total population
35 average citizen age
98 males per 100 females
66 number of cities with > 100,000 residents
Los Angeles largest city in the state

Vital California Insurance Facts

Understanding the intricacies of insurance in California is vital for all drivers. You can compare your premiums against the national average and see how the Golden State ranks in terms of cost.

Average Annual California Insurance Premium Payment


About $102.42/Month. California ranks as the 25th most expensive state for car insurance in the United States

Is This an At-Fault or No-Fault State?


State Minimum Coverage Requirement


Injury Liability Per Person / Injury Liability Per Accident / Property Damage
*Units in Thousands of Dollars

Estimated Uninsured Population (%)


Or About 5,653,787 Uninsured Drivers in the State of California

CA Licensing Rules & Regulations

Each state varies in terms of the rules and regulations associated with operating a vehicle. Make sure you adhere to the licensing standards of California to stay out of trouble if pulled over or cited.

Learner's Permit

15 Years

Unrestricted License

17 Years

Renewal Frequency

5 Years

Safety Requirements, Handheld Devices in California

Safe driving has become a hot button issue throughout most of the country as handheld devices continue to grow in popularity. Make sure you understand the laws associated with handheld devices as well as the overall safety standards.

Seatbelt Offenses


Motorcycle Helmets

All Ages

Handhelds Banned?


Text-Messaging Banned?


California Impaired Driving Laws

Driving under the influence of drugs or alcohol could cost you big. In addition to fines and potential jail time, your insurance rate is almost guaranteed to take a jump. Be sure you know the legal limits before driving.

Under 21 Limit


Individual Limit


Extreme Limit


Financial Penalty Estimate


Minimum License Suspension

180 Days

Maximum Jail Sentence

180 Days

SR-22 Required?


Open Container Law