Auto Insurance for Seniors with No Tickets

I am 65 years old and have no accidents or tickets on my record. Is there affordable car insurance for seniors who drive for pleasure?

Answer

If you are over the age of 55 and have a clean driving record, you will likely be able to qualify for both a good-driver and a senior discount. Most insurers automatically begin applying the discount once you reach age 50-55, but you should always verify this with your agent. The senior discount for most insurers is between 5%-10%. In addition, many insurers offer a senior defensive driving discount. This discount reduces your premiums if you are over a certain age and complete an approved defensive driving course. If you’re driving only for pleasure, you might also qualify for your insurer’s low-use discount.