Georgia Insurance Companies & Estimates

In Georgia, can a car insurance company mandate that you get more than one estimate on the cost of repairs for your vehicle after a collision?

Answer

This is not so much a question of state law, but rather the practices and policies of individual car insurers. Georgia law does not require drivers to obtain a minimum number of estimates, but that doesn’t stop insurers from doing so. It is legal for insurers to require two or more estimates for the repairs to your vehicle. In fact, most insurers do require that you collect multiple estimates before they will let you proceed with the repairs. This is to make sure that you are getting a competitive quote on the repair work, thus minimizing the cost of the claim for the insurer.