
I am fully covered for my own personal vehicle. However, I was in an accident (I rear-ended a truck) while driving a family member's vehicle that was uninsured at the time of the accident due to a lapse in coverage. By way of dafault or obligation, is my insurance company now responsible for damages sustained to the other vehicle?
No, your companay is not responsible. Insurance follows the vehicle not the driver so becuase the car that you were driving was uninsured there will be no coverage.Answered by lev on Monday, July 16, 2007 12:14 pm